Category Archives: Healthy Cells Magazine

When Does Helping a Parent Best Begin?

The month of love is here. Valentine’s Day changes for us over the years. Today it may be the celebration of a spouse who is now an angel. Everything changes and that’s where it’s important for family-parents, adult children, etc. to watch over their loved ones. As one changes physically and mentally they may withdraw…
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Oh No! I Don’t Even Have Medicare?

The following situations are real and very sad.  As everyone knows Medicare can be quite confusing especially for people working past age 65.  Imagine a 67 year old following exactly the correct process by gathering Social Security, Medicare and insurance information 2 1/2 months prior to retirement. Then at two months before retirement getting proper…
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Test Your Medicare Knowledge for AEP

Here are a couple of questions for you to check your basic knowledge: Medicare is free?  Yes  / No ? One is automatically enrolled in Medicare when they become eligible? Yes / No Disability - Some medical conditions allow for “Compassionate Allowance” to make application for Social Security Disability easier?  Yes / No Is the…
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A Medical Office on Every Corner

In the near future, will your next visit to the doctor be as close as your pharmacy?  This is the new model CVS, Walgreens and other pharmacies are implementing in areas such as metro Detroit.  The concept is to offer more than prescriptions and in fact, one of the pharmacy chains has a trial to…
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About to have a genetic test? Think Twice and Consider…

In recent years there have been more talk of genetic testing, but can that test affect your ability to buy insurance? The unfortunate answer is “yes”. Insurance companies, other than Health Insurance Companies - Obamacare (ACA) can use this information to charge higher premiums or decline your coverage altogether. As of today insurance companies continue…
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A Valentine’s Gift Lasting a Lifetime

Roses and a nice dinner out is great way of showing your love for your spouse this Valentine’s Day.  If you want to give a lasting gift of love for your spouse and family use this day to set up a time with an expert to review and make legal your future plans.  Why? Last…
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Who is IRMAA and why do I need to know about Her?

Do you pay more than $134 per month for Medicare Part B? This may be the reason! The “Big Day” is fast approaching! You will be age 65 soon. You’ve done everything you need to begin this new life; notified your employer you’re retiring, contacted Social Security and filed for Social Security benefits and Medicare,…
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Medicare Enrollment Periods—It’s Complicated!

Medicare Enrollment Period By Beth Cooper Are you over age 65 and still working or your spouse is still working and have Health Insurance through an Employer Group Health Plan (EGHP)?  If so, you may be able to delay enrollment in Medicare Part B.  Again, I said MAY.  The rules for allowing you to refuse…
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Vets – How Are You Going To Pay For Assisted Living?

Veterans Assisted Living Are you a Veteran?  Hats off to you and thank you for your service.   Some say it seems that the US government does not help its veterans to the extent they should.  Now, good news for those qualified veterans who are in great need of help with activities of daily living.…
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Looking at Senior Living Communities – Where Do I Start?

  What is home?  This writer believes home is a major part of our identity. Chances are a married couple bought the home at a very exciting time of life.  Families are raised in the home.  Memories surround each room and piece of furniture. Vibrant bedroom colors may have been chosen by adult children when…
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