Category Archives: News & Views Magazine

On Medicare – Annual Enrollment Dos and Don’ts

Medicare’s Annual Enrollment Period (AEP) begins 10/15 and will continue through 12/7. The AEP is when most people can change their Medicare Advantage (MA) and Medicare Drug Plans (Part D).  So, that is the reason for the flood of commercials, mailings and perhaps phone calls you may be receiving.  What do you need to know?…
Read more

Bits and pieces

2021 Insurance premiums:  COVID-19 has turned our society upside down.  Health insurance premiums are driven by expected claim costs, insurance company administrative fees and other related costs.   A recent Altarum analysis shows that, due to the cancellation of elective procedures and low patient volume, tanking healthcare usage has contributed to a 24.3% decline in spending over…
Read more

Are Final Life Insurance Plans as Good for Me as Advertised?

Do you watch daytime television advertising? Last month it was Medicare Plans, this month it is funeral expense or final expense plans. The problem is that these advertised plans are cookie cutter plans and people may have better options to consider. TV doesn’t explain those options, so if these type of insurance plans interest you…
Read more

What If – Could This Happen To Me?

It’s late at night, you’re alone and driving home.  You’re tired, but still have a couple miles to go.   At last, you’re about a half mile from home.  You relax and fall asleep at the wheel.  You go off the road waking up as you’re going over some big bumps.  You’re off the road…
Read more

Turning 65 – Still Working – What you need to know about Medicare

Older adults are working longer. By 2018, 24 percent of men and about 16 percent of women ages 65 and older were in the labor force. These levels are projected to rise further by 2026, to 26 percent for men and 18 percent for women.  This is according to the   U.S. Census Bureau, Current Population Survey;…
Read more

On Medicare – Annual Enrollment Dos and Don’ts

Medicare’s Annual Enrollment Period (AEP) begins 10/15 and will continue through 12/7. The AEP is when most people can change their Medicare Advantage (MA) and Medicare Drug Plans (Part D).  So, that is the reason for the flood of commercials, mailings and perhaps phone calls you may be receiving.  What do you need to know?…
Read more

Are You Turning 65? What about Signing up for Medicare?

Many people say: “I never thought I would be 65”. Some are very happy because their insurance premiums and coverage options are decreasing dramatically and coverage options increase. However, many questions may arise such as when do I start signing up for Medicare? How do I enroll in Medicare Part B? People who are still…
Read more

Medicare Enrollment Periods—It’s Complicated!

Are you over age 65 and still working or your spouse is still working and have Health Insurance through an Employer Group Health Plan (EGHP)?  If so, you may be able to delay enrollment in Medicare Part B.  Again, I said MAY.  The rules for allowing you to refuse Medicare Part B during your Initial…
Read more

ACA – Errors People Make and a direction for help

Again this week, the Marketplace and insurance agents are receiving phone calls with people stating “I want to change my health insurance”. Many are also stating they “want health insurance, not an Obamacare (ACA) Plan”. Health insurance is not what it was 7 years ago. First error: Although it’s not uncommon for people to think…
Read more

Skip to content