Tag Archives: health insurance

Health Care Reform – Act Now, Don’t Wait

It’s been all over the news: confusion, delays, people have been getting health insurance cancellation notices. The healthcare.gov website is not functioning well, at best. Phone ins to HealthCare Reform (ACA) only delay the process as these call must be enrolled through the same site that doesn’t work. So what should a person do? What is ACA? It…
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ACA Plans — Not Like Mom & Dad’s Health Coverage

ACA Health Insurance Plans Wow, health insurance has changed. Even getting the amount of premium you will pay has become a complex process. Also, the volume of people who will need to move to an ACA Plan has been a problem in October. Nearly 46% of all people with individual health insurance plans will need to enroll in…
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Medicare’s Annual Enrollment Period Starts

Medicare Enrollment Period Questions and Answers Medicare’s Annual Enrollment Period (AEP) will begin 10/15 and continue through 12/7. The AEP is when most people can change their Medicare Advantage (MA) and Medicare Drug Plans (Part D). So, what do you need to know? MA plans can change every year, therefore review your plan’s annual renewal information carefully. Some…
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The Second Part to Health Insurance – Disability

Disability Insurance Some employers are discontinuing employee medical plans; people are being laid-off and lose their coverage; so people are buying their own health insurance plans. They call several companies to get a plan that covers doctors in their network at a premium they can handle, but they forget an important area of coverage. Many…
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Under Age 65 – What Insurance Products Do I Need?

Health Insurance Options and Other Considerations Do I need a cancer insurance policy? This question is often heard, therefore the question becomes: what insurance products do I need? While this column will give you ideas, contact your insurance professional for advice. First, know what insurance is and what can it do for you. Insurance will…
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Under Age 65 – Buying Health Insurance

Advice for Buying Health Insurance So, almost everything about your work place has changed, and you decided to start your own small business. In today’s world, many people are in the position of buying their own health insurance, whether the reason is starting your own business, to lay-offs, job change or company discontinuing their group…
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Laid Off? What are My Health Insurance Options?

Talking over a cup of coffee, Mark explained that he lost his job a week ago. He had worked for a larger company and hopes to be re-called in 3 – 4 months, but some questions still remain. One of which is what health insurance options might he and his family have. While, his wife…
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Thoughts for the New Year

Time to Think About Your Insurance Coverage? The New Year brings reflection of the prior year and the setting of goals for the New Year ahead. This has been a very active and trying year for the economy, Medicare and the insurance industry. It seems that most everyone has been affected. Now, to look ahead:…
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Simplifying Medicare Health Coverage Options

Health Insurance Coverage Questions are Answered The past three columns have been on Medicare and your options as consumers. With all of the health insurance issues today, this writer sees people with more questions concerning their Medicare options than any other issue as of this time. One aspect these people share is confusion over what…
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What Are My Medicare Coverage Choices?

Medicare Coverage Discussion If you have Medicare coverage, you may have more options for health coverage than you knew. Most people still have original Medicare, know they probably need a Supplement, and have an understanding of the coverage they have. However, if they are not covered by a retiree plan or group plan, they may not…
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